Railroad Retirement Board

Benefit Rate Increase for Railroad Unemployment and Sickness Benefits

October 2007

Railroad Retirement Benefit Increases

Most railroad retirement annuities, like social security benefits, are scheduled to increase in January 2008 on the basis of the rise in the Consumer Price Index (CPI) during the 12 months preceding October 2007.

Cost-of-living increases are calculated in both the tier I and tier II benefits included in a railroad retirement annuity.  Tier I benefits, like social security benefits, will increase by 2.3 percent, which is the percentage of the CPI rise.  Tier II benefits will increase by 0.7 percent, which is 32.5 percent of the CPI rise..  The vested dual benefit payments and supplemental annuities also paid by the Railroad Retirement Board are not adjusted for the CPI rise.

In January 2008, the average regular railroad retirement employee annuity will increase $35 a month to $1,959 and the average of combined benefits for an employee and spouse will increase $47 a month to $2,748.  For those aged widow(er)s eligible for an increase, the average annuity will increase $21 a month to $1,039.  However, widow(er)s whose annuities are being paid under the Railroad Retirement and Survivors’ Improvement Act of 2001 will not receive annual cost-of-living adjustments until their annuity amount is exceeded by the amount that would have been paid under prior law, counting all interim cost-of-living increases otherwise payable.  Almost 30 percent of the widow(er)s on the Board’s rolls are being paid under the 2001 law.

If a railroad retirement or survivor annuitant also receives a social security or other government benefit, such as a public service pension or another railroad retirement annuity, the increased tier I benefit is reduced by the increased government benefit.  However, tier II cost-of-living increases are not reduced by increases in other government benefits.  If a widow(er) whose annuity is being paid under the 2001 law is also entitled to an increased government benefit, her or his railroad retirement survivor annuity may decrease.  However, the total amount of the combined railroad retirement widow(er)’s annuity and other government benefits will not be less than the total payable before the cost-of-living increase and before increased Medicare premium deductions.

Claimants with questions about unemployment or sickness benefits should contact the nearest RRB office.  Most RRB offices are open to the public from
9:00 a.m. to 3:30 p.m., Monday through Friday, except on Federal holidays.

Claimants can find the address and phone number of the RRB office serving their area, and also get information about their claims and benefit payments, by calling the toll-free RRB Help Line at 1-800-808-0772.  The RRB Help Line is an automated telephone service available 24 hours a day, 7 days a week.  Field office locations can also be found by visiting www.rrb.gov.
 

U.S. Railroad Retirement Board

Public Affairs                                312-751-4777

844 North Rush Street                  312-751-7154 (fax)

Chicago, Illinois  60611-2092       http://www.rrb.gov

 

Posted:  10/27/07