Organized December 9, 1924
MetLife Insurance from Over 58 Years Ago
Are you covered?
Back
in
1964,
20
of
the
railroad
unions
obtained
life
insurance
policies
through
MetLife
for
their
members.
The
amount
reduces
to
$2,000
upon
retirement,
but
$2,000
is
a
lot
better
than
nothing.
That
was
over
58
years
ago
and
many
of
us
have
forgotten
about
this.
This
is
life
insurance
via
the
National
Railroad
contract
that
was
signed
by
the
national
carriers
back
in
1964.
(The
only
exception
that
I
am
aware
of
is
that
certain
railroad
employees
who
took
buy-outs
at
the
C&NW
may
have
signed
off
on
any
and
all
future
benefits
-
unfortunately,
this
may
have
included
this
$2,000
insurance
death
benefit.)
For
years MetLife has tried to conceal this information, but a federal court case has required MetLife to provide an 800 number for us.
The
$2,000
is
a
national
railroad
death
benefit;
however,
you
have
to
call
and
apply
for
it.
To
get
the
process
rolling,
MetLife
will
need
your
full
name
and
Social
Security
Number
-
this
should
take
about
2
minutes.
If
you
find
that
your
name
is
not
in
their
record,
please
contact
your
union
for
advice.
MetLife
is
located
in
Utica,
New
York
and
you
can
contact
them
at:
800-310-7770.
The
mailing
address
is:
MetLife,
P.O.
Box
6122,
Utica,
NY,
13504.
Upon
death,
survivors
can
call
MetLife
and
they
will
send
out
a
claim
form
which
will
need
to
be
fill
out
and
return
to
them
along
with
a
copy
of
the
death
certificate
of
the member.
Please
review
your
beneficiary
designations.
Situations
change
over
the
years
and
sometimes
revisions
are
necessary.
Remember,
whatever
is
on
file
with
the insurance company will prevail. Here’s a link to a
Beneficiary Designation form (Updated 8-1-2022)
which can be used.
Just In….
1859-1995
